Select the Best
5 Best Refinance Lenders for April 17th, 2021
Learn more about the top mortgage lenders in the nation below and compare their offers.
Which mortgage lender is right for you?
Loan Purpose:
#1 Low Rates
Current Rates
as of 16-Apr 2021:
as of 16-Apr 2021:
- 2.250% / 2.614% APR
- 30 Year Fixed
NMLS #1168. Rates Effective 04/16/2021. See site for details.
MoneySelect's Review:
- AmeriSave has one of the best online mortgage systems that we have seen. An online mortgage lender with a national presence, they have an easy-to-use platform with an online application and rate lock request.
- We have automation for consumers who prefer and are comfortable with such. Our Licensed Loan Originators are available via phone, email or chat. Customer has additional support options with loan processors assigned to their file.
- 49 states and DC (not licensed in NY)
- Their prequalification process only takes a few minutes.
#2
Current Rates
as of 17-Apr 2021:
as of 17-Apr 2021:
- 2.250% / 2.461% APR
- 15 Year Fixed
NMLS #6606. Rates Effective 9:00AM PST on 04/16/2021. Advertising disclosures
MoneySelect's Review:
- New American Funding is a large, national lender (available in all states except New York and Hawaii) that has kept the local-lender service and attention model. This is great for consumers who want personalized attention but also a lender who's easy to find and work with.
What type of mortgage are you looking for?
MoneySelect's Review:
- We like loanDepot for their offers, and special programs! Taking advantage of any special deals can help when it comes to the cost of a mortgage.
- loanDepot offers fixed rate mortgages, ARMs, FHA Loans, Jumbo Loans, VA Loans and more.
- loanDepot offers a "Lifetime Guarantee" for their mortgages. If a consumer closes on a mortgage or refinances with them for the first time, their lender fees will be waived and appraisal fees will be reimbursed for any future refinances with loanDepot. (For more information about Lifetime Guarantee)
MoneySelect's Review:
- LendingTree isn’t a lender. Instead, they offer a platform that allows you to view and compare interest rates and offers from partners in their lender network. This allows the consumer to compare multiple loan options from multiple lenders on a single website.
- Offers options to search for home loans, personal loans, credit cards, insurance, debt relief, and student loans.
- We were impressed by their free credit score service, which allows you to check and monitor your credit score without affecting it. They also give tips to improve your score.
#5
Current Rates
as of 17-Apr 2021:
as of 17-Apr 2021:
- 2.500% / 2.652% APR
- 30 year fixed
Based on a $350K loan amount on a single family residence in GA (borrower’s primary residence), 760 FICO, max 80 LTV, 15 yr fixed rate and term refi, interest rate and APR may include discount points as an upfront cost to the borrower. Rates above are not guaranteed. Complete pre-approval in 3 minutes to see your personalized rate.
MoneySelect's Review:
- With Better, there's no lender, application, underwriting, or origination fees. More savings means you can afford more house.
- Homebuyers save an average of $21k over the life of their loan, while refinance borrowers save an average of $3.9k a year.
- Their team helps you close 2x faster than industry average all while providing hands on assistance when you need it.
MoneySelect's Review:
- Quicken Loans is a large, well-known, national brand.
- They offer new, innovative, and useful technologies for consumers to use, including various mortgage and affordability calculators, as well as the app Rocket Mortgage.
- We like Quicken Loans for their national presence, which has caused their customer service to be available to help consumers 7 days a week.
